Binance Fees 2026 — TL;DR Overview
Binance offers 0.05% taker fee for futures — the lowest taker fee among all major exchanges, beating Bybit's 0.06%. However, Binance's maker fee (0.02%) is double Bybit's (0.01%). The best exchange depends on your trading style: taker traders → Binance, maker traders → Bybit.
Spot Maker/Taker
0.10%
Standard tier
Futures Maker
0.02%
2x Bybit's rate
Futures Taker
0.05%
Best in industry
With BNB -25%
~0.038%
Spot taker w/ BNB
Category
Futures Maker
Futures Taker
Spot Standard
BNB / BYB Discount
Negative Maker
Bybit
0.01% ✅
0.06%
0.10%
BYB (limited)
VIP 4+ ✅
Binance
0.02%
0.05% ✅
0.10%
BNB -25% ✅
VIP 9+ only
Ron's Verdict on Binance Fees
Binance wins on taker fees (0.05% vs 0.06% Bybit). If you're a market order / scalp trader, that difference adds up on volume. But I personally use Bybit for active trading because the 0.01% maker fee is unbeatable — I always use limit orders. If you hold BNB and trade spot heavily, Binance is clearly better. Bottom line: Binance for taker-heavy & spot traders, Bybit for maker-heavy futures traders.
Binance Spot Trading Fees 2026
Standard Binance spot fees are 0.10% maker / 0.10% taker. But Binance's BNB discount (-25%) brings this to 0.075% effectively — one of the best spot fee structures available without reaching high VIP tiers.
| VIP Tier | Maker | Taker | 30D Requirement |
|---|---|---|---|
| Regular (Default) | 0.10% | 0.10% | Default |
| Regular + BNB | 0.075% | 0.075% | Hold any BNB |
| VIP 1 | 0.09% | 0.10% | $1M volume or 25 BNB |
| VIP 2 | 0.08% | 0.10% | $5M volume or 75 BNB |
| VIP 3 | 0.072% | 0.096% | $20M volume or 150 BNB |
| VIP 4 | 0.064% | 0.090% | $40M volume or 300 BNB |
| VIP 9 | 0.012% | 0.024% | $4B volume |
Binance Futures & Perpetual Swap Fees 2026
Binance Futures offers the lowest taker fee at 0.05% among major exchanges. The trade-off is a higher maker fee (0.02%) compared to Bybit (0.01%). For scalpers and market order users, Binance Futures is the clear winner on cost.
| Product | Maker | Taker | Notes |
|---|---|---|---|
| USDⓈ-M Perpetuals (Standard) | 0.02% | 0.05% | Best taker fee in industry |
| USDⓈ-M Futures (Quarterly) | 0.02% | 0.05% | Same as perpetuals |
| COIN-M Perpetuals | 0.015% | 0.04% | Coin-margined, lower fees |
| COIN-M Futures | 0.015% | 0.04% | BTC/ETH settled |
Futures VIP Tiers — USDⓈ-M Perpetuals
| Tier | Maker | Taker | 30D Volume |
|---|---|---|---|
| Regular | 0.020% | 0.050% | Default |
| VIP 1 | 0.016% | 0.040% | $5M |
| VIP 2 | 0.014% | 0.035% | $25M |
| VIP 3 | 0.012% | 0.032% | $75M |
| VIP 4 | 0.010% | 0.030% | $150M |
| VIP 9 | -0.005% | 0.017% | $4B |
Real Cost: $100,000 BTC Futures — Who Wins?
Maker (Limit Order)
Bybit wins by $10
Taker (Market Order)
Binance wins by $10
Round-trip (both maker)
Bybit wins by $20
Round-trip (both taker)
Binance wins by $20
Binance Options Trading Fees
Binance offers American-style options (exercise anytime) on BTC and ETH. Liquidity is lower than Deribit, but fees are competitive. European-style options are also available on select pairs.
| Fee Type | Rate | Details |
|---|---|---|
| Options Trading Fee | 0.03% | Of underlying asset value |
| Fee Cap | 10% of premium | Fee cannot exceed 10% of option value |
| Exercise Fee | 0.015% | On American-style early exercise |
| Settlement | Free | Auto-settled at expiry |
BNB Fee Discount — Binance's Biggest Advantage
This is one of Binance's most powerful fee reduction tools. By holding BNB (Binance Coin) in your spot wallet, Binance automatically deducts trading fees in BNB and gives you a 25% discount on all spot trades. There's no minimum BNB holding requirement — any amount qualifies.
With BNB Discount (25% Off)
How to Enable BNB Discount
- 1Buy any amount of BNB on Binance spot market
- 2Go to User Center → Dashboard → Fee
- 3Enable "Using BNB for fees" toggle
- 4Binance auto-deducts in BNB going forward
- 5Works on spot, margin, and some futures products
Does Bybit Have a Similar Discount?
Bybit has BYB (formerly BIT) token discounts, but the BNB discount on Binance is more established and impactful for spot traders. However, for futures specifically, Bybit's base 0.01% maker fee is already so low that no token discount is needed to beat Binance's 0.02% maker.
Binance Withdrawal Fees 2026
Binance passes blockchain network fees to users. The cheapest withdrawal method is TRC20 for USDT — same as Bybit. Note that Binance also offers internal transfers between Binance accounts at zero cost.
| Asset | Network | Fee | Min. Withdraw |
|---|---|---|---|
| USDT | TRC20 (TRON) | 1 USDT | 10 USDT |
| USDT | ERC20 (Ethereum) | 5–20 USDT | 20 USDT |
| USDT | BEP20 (BSC) | 0.8 USDT | 10 USDT |
| BTC | Bitcoin | 0.0000062 BTC (~$0.5) | 0.001 BTC |
| ETH | ERC20 | 0.00055 ETH (~$1.5) | 0.01 ETH |
| USDC | TRC20 | 1 USDC | 10 USDC |
Binance VIP Program
Binance has 10 VIP tiers (Regular → VIP 9) based on 30-day spot + futures volume OR BNB holdings. The requirements are stricter than Bybit but the top tiers achieve very competitive rates.
Regular
Default
VIP 1
$1M / 25 BNB
VIP 2
$5M / 75 BNB
VIP 3
$20M / 150 BNB
VIP 4
$40M / 300 BNB
VIP 9
$4B / 11,000 BNB
5 Ways to Reduce Binance Fees
Enable BNB Fee Discount (Instant -25%)
Save 25%Easiest win available. Hold any BNB, enable the toggle, and all spot fees drop 25% immediately. No minimum balance required.
Use COIN-M Futures (Lower Base Fees)
Save 25% on makerCOIN-margined futures on Binance have lower base fees (0.015% maker / 0.04% taker) vs USDⓈ-M (0.02% / 0.05%). Trade-off: PnL is in BTC, not USDT.
Always Use Limit Orders on Spot
Compounding benefitWith BNB, spot taker is 0.075% vs maker 0.075% — same here. But at VIP tiers the gap widens significantly. Form the limit order habit early.
Withdraw via BEP20/TRC20, Not ERC20
Save $4–19 per withdrawalERC20 USDT withdrawal can cost 5–20 USDT. BEP20 is 0.8 USDT, TRC20 is 1 USDT. Always pick the lowest-cost network that the receiving wallet supports.
Use the Fee Calculator Before Trading
Avoid surprisesOur free fee calculator lets you see exact costs for any trade size on Binance vs Bybit vs OKX before you enter. Small decisions at scale add up significantly.
Binance vs Bybit Fees — Full Comparison
| Category | Binance | Bybit | Winner |
|---|---|---|---|
| Spot Maker (Standard) | 0.10% | 0.10% | Tie |
| Spot Taker (Standard) | 0.10% | 0.10% | Tie |
| Spot w/ Token Discount | 0.075% (BNB) | Limited (BYB) | Binance (BNB) |
| Futures Maker | 0.02% | 0.01% | Bybit 2x cheaper |
| Futures Taker | 0.05% | 0.06% | Binance wins |
| Negative Maker Fee | VIP 9 ($4B vol) | VIP 4 ($100M vol) | Bybit (easier) |
| Options Fee | 0.03% | 0.02% | Bybit cheaper |
| USDT Withdrawal (cheap) | 0.8 USDT (BEP20) | 0.8 USDT (BEP20) | Tie |
| Overall Futures | Best taker | Best maker | Depends on style |
Binance Fees — FAQ
It depends on your order type. Binance has a lower taker fee (0.05% vs Bybit's 0.06%) — better if you primarily use market orders. But Bybit has a lower maker fee (0.01% vs Binance's 0.02%) — better if you use limit orders. For active limit order traders, Bybit is cheaper. For market order traders, Binance wins.
Complete Binance Resource Library
Accuracy Note & Affiliate Disclosure · Fee information is accurate as of March 2026 and subject to change. Always verify current fees on Binance's official fee schedule. RonOnCrypto may earn affiliate commissions. See our affiliate disclosure.