Bybit vs Binance Fees 2026: Maker vs Taker — Who Wins?
Bybit's futures maker fee (0.01%) is 2× cheaper than Binance's (0.02%). But Binance's taker fee (0.05%) beats Bybit's (0.06%). Your trading style determines the winner — full breakdown with dollar amounts at every volume tier.
TL;DR — Bybit vs Binance Fees 2026
Spot Standard
Futures Maker
Futures Taker
Negative Maker
Use Bybit if you...
- ·Primarily trade futures with limit orders
- ·Trade options (0.02% vs Binance 0.03%)
- ·Want negative maker fee at realistic volume ($100M/mo)
- ·Don't hold BNB and trade spot frequently
Use Binance if you...
- ·Primarily trade futures with market orders
- ·Trade heavy spot volume and can hold BNB
- ·Want the best COIN-M futures taker (0.04%)
- ·Trade BTC/ETH inverse contracts frequently
Full Fee Comparison Table
| Product / Fee Type | Bybit | Binance | Winner |
|---|---|---|---|
| Spot (Standard) | 0.10% / 0.10% | 0.10% / 0.10% | Tie |
| Spot + Token | Limited BYB disc. | 0.075% / 0.075% BNB | Binance |
| Futures Maker | 0.010% | 0.020% | Bybit |
| Futures Taker | 0.060% | 0.050% | Binance |
| Options Taker | 0.020% | 0.030% | Bybit |
| Coin-M Maker | 0.010% | 0.015% | Bybit |
| Coin-M Taker | 0.050% | 0.040% | Binance |
| Negative Maker Fee | VIP 4 ($100M/mo) | VIP 9 ($4B/mo) | Bybit |
Bybit wins 4/8
Futures maker (2× cheaper), options, Coin-M maker, negative maker reachability
Binance wins 3/8
Token spot discount (BNB), futures taker, Coin-M taker
Futures VIP Tiers Comparison
| Tier | Bybit Maker | Bybit Taker | Binance Maker | Binance Taker | Edge |
|---|---|---|---|---|---|
| Regular | 0.010% | 0.060% | 0.020% | 0.050% | bybit maker |
| VIP 1 | 0.010% | 0.055% | 0.016% | 0.040% | split |
| VIP 2 | 0.005% | 0.050% | 0.014% | 0.035% | bybit maker |
| VIP 3 | 0.003% | 0.045% | 0.012% | 0.032% | bybit maker |
| VIP 4 | -0.005% | 0.040% | 0.010% | 0.030% | bybit maker |
| VIP 9 | N/A | N/A | -0.005% | 0.017% | binance |
Key insight: Bybit VIP 4 unlocks negative maker rebate (−0.005%) at roughly $100M/month volume. Binance requires $4B/month (VIP 9) for the equivalent — 40× harder to reach. For serious market makers, Bybit is far more accessible.
Spot Fees & Token Discounts
Binance — BNB −25% Discount
- ·Hold any BNB → auto 25% off all spot fees
- ·0.10% → 0.075% standard rate with BNB
- ·Works on spot, margin, some futures
- ·BNB also useful for BSC DeFi gas
- ·No minimum BNB holding required
Bybit — BYB Token (Limited)
- ·BYB token introduced in 2024, less established
- ·Limited fee discount applicability vs BNB
- ·Bybit spot fees otherwise same as standard
- ·For spot traders: Binance+BNB clearly wins
- ·Bybit advantage is in futures, not spot
Spot verdict: Binance wins with BNB
For spot-heavy traders, Binance's BNB discount (−25%) is the most impactful single fee optimization available on either exchange. Bybit doesn't have an equivalent. At $100K/mo spot volume, Binance saves $25/mo just from holding BNB.
Dollar Cost Scenarios
| Scenario | Bybit Cost | Binance Cost | Verdict |
|---|---|---|---|
| 100K futures / maker | $10 (0.01%) | $20 (0.02%) | Bybit saves $10 |
| 100K futures / taker | $60 (0.06%) | $50 (0.05%) | Binance saves $10 |
| 100K spot / no disc. | $100 (0.10%) | $100 (0.10%) | Tie |
| 100K spot / Binance+BNB | $100 (0.10%) | $75 (0.075%) | Binance saves $25 |
| $1M futures / all maker | $100 | $200 | Bybit saves $100 |
| $1M futures / all taker | $600 | $500 | Binance saves $100 |
The bottom line: Your trading style determines everything. Bybit wins for limit order futures traders by 2× on maker fees. Binance wins for market order scalpers and spot traders holding BNB. A typical active trader using a mix of both order types will see very similar total costs — the difference is usually under $20/month at $100K volume.
Withdrawal Fees
| Asset | Network | Bybit | Binance | Winner |
|---|---|---|---|---|
| USDT | TRC20 | 0.8–1 USDT | 1 USDT | Bybit |
| USDT | ERC20 | 5–15 USDT | 5–20 USDT | Bybit |
| BTC | Bitcoin | ~0.0002 BTC | ~0.0000062 BTC | Binance |
| ETH | ERC20 | ~0.0002 ETH | ~0.00055 ETH | Bybit |
| USDC | TRC20 | 1 USDC | 1 USDC | Tie |
Both are broadly similar on withdrawals. Bybit is slightly cheaper for USDT TRC20 (0.8 vs 1 USDT), ETH, and internal stablecoin transfers. Binance wins on BTC withdrawal. Key rule: always use TRC20 or BEP20 for USDT — ERC20 can cost 10–20× more on both exchanges.
Fee Winner by Trader Type
Futures Limit Order / Market Maker
0.01% maker vs Binance's 0.02%. On $1M futures volume using limit orders, Bybit saves $100/mo.
Futures Market Order / Scalper
0.05% taker vs Bybit's 0.06%. On $1M taker volume, Binance saves $100/mo.
Heavy Spot Trader
Binance's BNB discount brings spot to 0.075%. Bybit has no comparable spot token discount.
Options Trader
0.02% options taker vs Binance 0.03% — 33% cheaper. Bybit also has better options UX.
Market Maker (High Volume)
Negative maker fee (-0.005%) kicks in at VIP 4 ($100M/mo) vs Binance VIP 9 ($4B/mo) — 40× lower threshold.
Mixed Trader
If you trade a mix of limit and market orders, the cost difference over a month is often under 0.005% — negligible at most retail volumes.