FTMO Review 2026
⭐ Featured Partner#1 Prop FirmThe world's leading prop trading firm — tested and reviewed by Ron
Ron's Take on FTMO
I've been trading crypto derivatives since 2019 and tested most of the major prop firms out there. FTMO stands apart for one key reason: they actually pay. Their payout record is impeccable — over 200,000 funded traders and billions paid out since 2015.
The evaluation is tough but fair. A 10% profit target with a 5% daily loss limit and 10% max loss forces you to trade responsibly — which honestly makes you a better trader. I passed my $100K challenge on the first try trading BTC and ETH perpetuals.
If you're a consistently profitable crypto trader but limited by your account size, FTMO is the best way to access serious capital without risking your own savings. The 90% profit split after scaling makes it genuinely life-changing for skilled traders.
Ron — RonOnCrypto
Active crypto derivatives trader, FTMO-funded since 2023
What is FTMO?
FTMO is a proprietary trading firm (prop firm) founded in 2015 in Prague, Czech Republic. Instead of managing client funds, FTMO evaluates traders through a 2-phase challenge process and then allocates them capital from the firm's own accounts — up to $200,000 per trader.
Unlike traditional crypto exchanges where you trade your own money, FTMO lets you trade the firm's capital and keep the majority of profits. This makes it uniquely attractive for skilled traders who are capital-constrained or want to scale without risk.
FTMO supports forex, crypto, indices, commodities, and stocks across MetaTrader 4, MetaTrader 5, cTrader, and DXtrade platforms. With over 200,000 funded traders and billions in total payouts, it is the most established and trusted prop firm in the world.
Pros & Cons
- Up to $200,000 in funded capital — highest in the prop trading industry
- Up to 90% profit split after scaling — exceptional payout ratio
- Bi-weekly payouts via wire transfer, crypto, or Skrill
- Trade forex, crypto, commodities, indices & stocks
- Full refund of challenge fee on first payout
- Free retry if you fail due to a single mistake with FTMO Swing account
- No time pressure on Phase 2 (unlimited days)
- Transparent track record — all statistics publicly visible
- Must pass a 2-phase evaluation challenge before getting funded
- Max daily loss limit (5%) and max total loss (10%) require discipline
- No news trading allowed during 2 minutes before/after high-impact news
- Challenge fee is non-refundable if you violate rules (only refunded on first payout)
- Weekend holding restrictions on some account types
Detailed Score Breakdown
FTMO Challenge Account Sizes
| Account | Capital | Challenge Fee | Phase 1 Target | Phase 2 Target | Profit Split |
|---|---|---|---|---|---|
| FTMO 10K | $10,000 | €155 | 10% profit | 5% profit | 80–90% |
| FTMO 25K | $25,000 | €250 | 10% profit | 5% profit | 80–90% |
| FTMO 50K | $50,000 | €345 | 10% profit | 5% profit | 80–90% |
| FTMO 100K | $100,000 | €540 | 10% profit | 5% profit | 80–90% |
| FTMO 200KMax | $200,000 | €1,080 | 10% profit | 5% profit | 80–90% |
Challenge fees are fully refunded on your first profit split payout.
How the FTMO Challenge Works
Choose Your Account Size & Pass Phase 1
Select an account size ($10K–$200K) and pay the one-time challenge fee. You have 30 days to hit a 10% profit target while respecting the 5% daily loss and 10% total loss limits.
Verification Phase — Prove Consistency
Phase 2 requires a 5% profit target with no time limit. This phase tests that your Phase 1 results weren't just luck. Same loss rules apply.
Get Your FTMO Account — Trade Real Capital
Once you pass both phases, FTMO provides you with a funded account matching your challenge size. You get full trading freedom and keep 80–90% of all profits.
Withdraw Profits Bi-Weekly
Request payouts every 2 weeks via wire transfer, crypto, Skrill, or Revolut. Your challenge fee is refunded on the first payout. Scale up to $2,000,000 total across multiple accounts.
Ron's Verdict
FTMO is the gold standard of prop trading. If you're a skilled crypto or forex trader limited by capital, this is genuinely the best way to scale. The 90% profit split, reliable payouts, and transparent track record make it a no-brainer for serious traders. Pass the challenge — you won't regret it.
FTMO Quick Facts
Tradeable Instruments
